Whether you’re looking for information on a particular credit card, or trying to choose a credit card for which you want to apply, you can find information on them in many places. You’ll find lists of credit card plans, complete with rates, terms and any special information about them on the Internet, in magazines and […]

When you think of offshore bank accounts do you see shady characters carrying around bags full of money? Today’s modern bank legislation does not allow banks to accept cash deposits or transfers of US$ 10.000 and up without presenting proof of the source of funds. All serious establishments will ask you to fill out forms […]

Refinance mortgage rate is the best rate available to qualified homeowners for refinancing their current home mortgage. Refinance mortgage rates vary from product to product and customer to customer. A consumer with excellent credit will qualify for the very lowest and best refinance mortgage rate but one with problem credit will have to pay a […]

A quick thought on Inflation; A question has arisen in a small dialogue today of whether interest rates should be raised due to inflation? One thought, which kept coming to mind, was the delicate issues with the housing bubble. Some in the group did not believe it to be a significant factor others were worried […]

Choosing a financial planner is a very important decision. Who will you trust to handle your life savings and plan your financial future? The fact that someone claims to be a financial planner does not qualify him or her to handle your money. They must have the proper certification, experience and knowledge.
The Four Cs of […]

These days, everyone’s lives are burdened with paperwork. With newspapers, magazines, bills, junk mail, and who-knows-what taking up space in their day, few people have time to look at every piece of paper that comes their way. Unfortunately, it’s becoming more and more necessary to carefully examine bills and contracts, as various penalties are finding […]

But are you really safe?
In the last few years, laws such as the Patriot Act in the US have been approved that effectively take your rights to privacy and financial well being away.
These same laws that were meant to protect us are now instead being used as a loophole by high power lawyers and government […]

Findings from a recent study by APACS show that the amount of overseas fraud exploiting UK debit and credit cards has hit a five-year low. However with ID fraud as one of the UK’s fastest-growing crimes, this should not be a cause for credit card protection complacency.
The figures show credit card fraud overseas £92.5m in […]

‘Grant writing’ as the name suggests is the writing of a grant in order to raise grant or funds for one’s organization or project. Many a non-profit or individual organizations rely on these grants to run their work. There are several types of grants and the reasons for taking them. Such reasons depend on the […]

How to finance a lawsuit is not common knowledge among the general populace, much less among the legal field as a whole. Pre-settlement lawsuit financing is a relatively new phenomenon in the financial services sector that is a little over six years old. Basically if a lawyer has a case brought to his firm and […]

Following in the footsteps of many of its high street competitors, Alliance and Leicester has announced that it will no longer accept new customers onto its Online Saver and Direct ISA accounts. The interest rate for the Online Savers account is also being cut from 5.35% to a straight 5%.
Richard Brown of the financial comparison […]

The Forgotten Benefits of the Gold Standard
One of the benefits of the gold standard, long forgotten, was that it acted to regulate imbalances in trade. Under the gold standard, trade imbalances between countries were unsustainable because they would self correct over time. Here is an example of how that worked: When a country would export […]

Gold is thought to be one of the first known metals. The word “gold” came from an old English word geolo, meaning yellow. The ancient Egyptians were very proficient goldsmiths — hammering gold into leaf so thin that it took 367,000 leaves to make a one inch pile. Gold has been a valuable metal throughout […]

If you are thinking of filing for bankruptcy, there are facts you need to know before you make a decision.
First, understand that filing for bankruptcy should be a last resort if you have borrowed money and have absolutely no way or repaying it. Filing for bankruptcy will have a very negative effect on your credit […]

First, understand that filing bankruptcy should be a last resort if you have borrowed money and have absolutely no way or repaying it. Filing for bankruptcy will have a negative effect on your credit history for 10 years or longer and may also adversely impacts your quality of life.
If you do declare bankruptcy, here are […]